[QB / QBOX] Loan Management System | for streamlined server economy using organized debts!

A script by OsmFX

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[QB / QBOX] Loan Management System | for streamlined server economy using organized debts! main image

Full Description

Loan Management System with Credit Score and Automatic Deductions
A plug-and-play, easy to use Loan System with lots of customizations for QBCore based Servers

Functionality Features

  • Credit Score System to allow dynamic Loan Allocation (read more below)
  • Automated Loan Deductions (for both Online and Offline Players)
  • Loan Details and Payments through Loan Menu
  • Server-wide Loan Information and Insights
  • Dynamic Interest Rates based on Credit Tiers
  • Fully customizable loan payment installment duration
  • Custom UI for Loan Application
  • Multiple payment options such as Full Payment, Partial Payment or One Installment.
  • The script is designed so that loans act as a financial instrument and not a bonus.

Script Features

  • Plug-and-play, no separate setup required.
  • Tried and tested for over 15 different scenarios over 20+ hours.
  • Highly efficient script with 0.00ms while idle.
  • Its simple to use, has only the necessary features.
  • Only requires ox-lib (contact if you want a version without ox-lib)

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About the Credit Score System
  • The Credit Score for the script will vary from 0 - 1000.
  • For each player, credit score starts from 50.
  • The lower your CS will be, the easier it will be to increase it. As you have a higher score, it will become harder to increase it by the same amount. (Smoothening Factor)
  • The CreditConstant should be increased in the config in order to change the jump-size of credit score on Loan Payment Completition.
  • For now, the CS is only dependent on the current CS, the duration taken by player to pay the loan, the loan amount, and the maximum permissible loan amount.
  • For loan payments completed within 2 days, CS won’t change to prevent exploit.

Servers for which this script will be well suited!
  • New Servers who want people to have a head-start in their RP, can introduce it. This will make your economy more stable right from the start.
  • Servers with a large player-base who want people to explore new horizons by taking loans, and allowing them to experience how money management looks in real life.

About Script Support

You can go about my existing scripts on CFX Forums and see that people are very happy about the support provided. I do not charge for anything related to support and you can be sure about your issue being fixed or the script will be refunded.

The price is set in a way that I can dedicate more time to support tickets, rather than making more sales.


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Code is accessible Yes
Subscription-based No
Lines (approximately) ~1000
Requirements ox-lib
Support Yes 100% covered